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5 Mistakes Of UPI Payment Avoid Making To Avoid Huge Losses

Unified Payment Interface (UPI) fraud is emerging as the most preferred payment option of the present time. UPI payments are very simple to make. With the help of which instant fund transfer can be done to each other in a few minutes. However, it would help if you were very careful during this, otherwise, you may have to suffer heavy losses.

1. Payment from an unknown number

Keep this in mind before accepting a call from an unknown number or making a payment on an unknown number. Do not make a payment on any unknown number without double checking.

2. PIN is not required while receiving payment

There have been many instances of people asking for PIN information during payment leaks. This leads to online fraud. Please note that no PIN is required to receive funds. In such a situation, you should be careful if someone asks for your PIN before sending money.

3. Demand to transfer payment from social media

Occasionally, social media platforms like messenger are used to transfer payments. One should be careful when doing this, as there have been cases of people transferring money by creating fake profiles of their friends and relatives.

4. Fake UPI Application

Face UPI applications are available in the market which are designed to steal the UPI details of the users. This is a clone app that looks exactly like the original. Users’ sensitive data can be stolen from this app. If this is the case, you should avoid downloading Modi Bhim, PHIM Payment-UPI Guide, Bhim Modi App, and Bhim Banking Guide App from Citibank.

Make sure you keep these in mind at all times.

  • Never share your PIN with anyone. 
  • Keep antivirus and biometric recognition programs Activated in the phone.
  • Do not open unknown links and sources.
  • Always use secure Wi-Fi.
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