Category: Finance

  • 3 Simple Steps to Start Making Money on TikTok

    3 Simple Steps to Start Making Money on TikTok

    At any given moment on TikTok, any user can go viral for posting about seemingly anything. Case in point: The most-viewed TikTok videos of 2022 included a giant chocolate giraffe, a toddler reminding her mom “I’m just a baby,” Squishy the chipmunk’s return from hibernation and — of course — that corn kid remix. But creating a…

  • How to Rebuild Credit After Bankruptcy

    How to Rebuild Credit After Bankruptcy

    Rebuilding credit after bankruptcy as an entrepreneur can be challenging — but it is not impossible if you know how. Bankruptcy can provide financial relief, but the downside is that it can negatively impact credit. While bankruptcy will remain on a credit report for as long as 10 years, the impact will lessen with time. Whether…

  • Bank Failures: How to Keep Your Money Safe

    Bank Failures: How to Keep Your Money Safe

    SVB’s collapse didn’t just affect American depositors, but also many Indian start-ups. Hundreds of Indian startups with millions of dollars in their accounts found themselves stuck. On March 11, 2023, the US President Joe Biden was seen reassuring Americans that their money in banks is safe and the American banking system is strong. This was…

  • 5 Ways to Spot High-Potential Startup Investments

    5 Ways to Spot High-Potential Startup Investments

    Startups can provide a promising investment opportunity — if you know what to look for. The best venture capitalists share something in common: They know how to tell whether an opportunity is worth the investment. You don’t need to have millions of dollars to be a successful investor, either — even smaller investments can pay off if…

  • How Does the Fed Funds Rate Work, and What Is Its Impact?

    How Does the Fed Funds Rate Work, and What Is Its Impact?

    The Federal Funds Rate (FFR), commonly referred to as the fed funds rate, denotes the mean interest rate that banks pay for short-term borrowing in the federal funds market. Its significance lies in its impact on various interest rates, including those on credit cards, mortgages, and bank loans, as well as on the value of…

  • GST Calculator: Make Calculation Easier for Your Small Business

    GST Calculator: Make Calculation Easier for Your Small Business

    As a small business owner, you are familiar with the monthly process of figuring out your GST dues, and making the required payments. Execute this task easily, and cut down on the time taken to calculate your taxes, by using an GST calculator. They tend to be fast, precise, and avoid any issues caused by manual…

  • Low annual fees and good value: 5 cards that top the list

    Low annual fees and good value: 5 cards that top the list

    Credit cards with low annual fee are suitable for beginners who wish to get decent value-back without paying high charges. Users can avail benefits in the form of cashback, reward points, discount or co-branded benefits with popular merchants. Most of these cards also offer annual fee waiver on reaching certain spending milestones. To help users…

  • Applying for higher EPFO pension? Key factors you must consider

    Applying for higher EPFO pension? Key factors you must consider

    The Employees’ Provident Fund Organisation (EPFO) has recently issued instructions laying down the procedures and manner in which to apply for higher pension under the Employees’ Pension Scheme (EPS). This follows the Supreme Court order in November 2022 directing EPFO to offer this option to member employees. One of the questions that employees, or subscribers, are…

  • Term Insurance For Family – All You Need To Know

    Term Insurance For Family – All You Need To Know

    What is family term insurance? A family term or term insurance policy is the most common and the most elemental (simple) type of insurance. In this policy, the policyholder is covered against the risk of untimely death for a specified period or term. It’s very simple: the insured pays a premium at an agreed interval…

  • What is a signature loan and how does it work?

    What is a signature loan and how does it work?

    If you’re looking for a loan that doesn’t require you to have collateral, a signature loan could be a good solution. Signature loans can be used for almost any purpose. Plus, you can receive funds fast — some lenders issue funds as soon as the same business day. However, like all financial products, these loans…