EPF Balance Inquiry: SMS, Missed Call, and UMANG App Methods

EPF Balance Check – PF Balance Check With and Without UAN Number

The Employees’ Provident Fund (EPF) serves as an essential savings tool, ensuring financial security after retirement or job transitions. Both employees and employers contribute equally to the EPF, allowing individuals to withdraw savings when needed.

Checking your PF balance helps in tracking contributions, planning withdrawals, and availing tax deductions. Various methods, including SMS, missed calls, the UMANG app, and the EPFO portal, facilitate balance checks with or without a Universal Account Number (UAN).

How to Check PF Balance?

Employees can check their PF balance through different modes, whether they have a UAN or not.

Using UAN Number

1. EPF Portal – Log in using your UAN and password to access the passbook.
2. UMANG App – Check balance, file claims, and track withdrawals.

Without UAN Number

1. SMS Facility – Send a text message in a specified format to 7738299899.
2. Missed Call Facility – Give a missed call to 9966044425 from your registered mobile number.

How to Check PF Balance by UAN Number?

PF Balance Check via EPF Portal

To access your EPF balance online, your UAN must be activated. Follow these steps:

1. Visit the EPF Portal and select ‘For Employees’ under the ‘Services’ section.
2. Click on ‘Member Passbook’ to proceed.
3. Enter your UAN, password, and captcha, then click Sign In.
4. If you forgot your password, reset it through the UAN portal.
5. A six-digit OTP will be sent to your Aadhaar-linked mobile number.
6. Enter the OTP and click Verify to view your PF balance.

Requirements for Checking PF Balance via EPFO Portal

• Your UAN must be registered and activated on the EPFO portal.
• The passbook feature is accessible six hours after UAN registration.
• Members of exempted establishments or private trusts cannot check balance via the EPFO portal.

Check PF Balance Using the UMANG/EPFO App

The Unified Mobile Application for New-age Governance (UMANG) allows employees to check their EPF balance and track claims. To use the app, follow these steps:

1. Download the UMANG app from the Google Play Store or App Store.
2. Click on Profile > Services > Social Security > EPFO.
3. Under Employee Centric Services, select ‘View Passbook’.
4. Enter your UAN, and an OTP will be sent to your registered mobile number.
5. Enter the OTP and click Submit.
6. Select your company to view and download your EPF passbook.

How to Check PF Balance Without UAN Number?

PF Balance Check by Sending an SMS

To receive PF balance details via SMS, ensure that your UAN is linked to KYC.

1. Send an SMS to 7738299899 in the format: ‘EPFOHO UAN ENG’.
2. The first three letters specify the preferred language (e.g., ‘ENG’ for English).

This facility is available in multiple languages, including Hindi (HIN), Marathi (MAR), Tamil (TAM), Bengali (BEN), and more.

Check PF Balance Through a Missed Call

Employees can check their EPF balance via missed call from a registered mobile number.

1. Give a missed call to 9966044425.
2. You will receive an SMS with your PF balance details.

Eligibility for Missed Call Facility

• Your UAN must be activated and linked to PAN, Aadhaar, and a bank account.
• The missed call must be made from your registered mobile number.
• No charges are applied for this service.

How to Check PF Balance without Registered Mobile Number?

If your registered mobile number is unavailable, you can still check your PF balance using UAN and password.

1. Visit the EPF portal and select ‘e-Passbook’.
2. Enter UAN, password, and captcha, then click Sign In.
3. Click on the ‘Passbook’ option.
4. Select the Member ID to view your balance.
5. Download the EPF passbook by clicking ‘Download as PDF’.

How to Check EPF Balance for Exempted Establishments?

Employees working in exempted establishments or private trusts cannot check their PF balance through the EPFO portal. Instead, they must:

• Check salary slips for PF deductions.
• Use their company’s employee portal for balance details.
• Request information from the HR department.

The Employee Provident Fund (EPF) provides financial security for employees, making it crucial to stay updated with your balance. Whether using UAN or alternate methods, checking your PF balance ensures better financial planning, easy withdrawals, and accurate tax filings.