Best Cash Back Credit Cards for Military Members
There are several premium credit card options available for active military members. Reddit users have shared their search for better cash-back rewards compared to traditional cards like the AMEX Platinum. While points can be valuable, many prefer cash back for its simplicity. The serving Reddit user, for example, doesn’t dine out often and is looking for cards that offer better cash back on groceries and gas.
Key Points:
- Military members can benefit from waived credit card fees.
- AMEX Platinum is excellent for travel, while Blue Cash Preferred excels in cash back on groceries.
- A well-chosen cash back card can earn you hundreds or even thousands of dollars each year.
AMEX Platinum: Best for Travel
For military members who frequently travel, the AMEX Platinum card is considered one of the best. It offers 5x points on flights and prepaid hotels. If you’re stationed abroad, this card’s benefits, especially with the waived annual fee, are hard to beat. AMEX points don’t expire, and their value can be maximized for travel.
- Military members get the annual fee waived (typically $695).
- The card is ideal for frequent flyers and hotel stays.
- Pairing it with an Amex Cash Back Preferred, AMEX Gold, or Chase Sapphire can help diversify benefits.
While AMEX Platinum is a travel favorite, adding other cards can help boost your cash-back rewards. The Reddit user already has good knowledge of the options available.
AMEX Blue Cash Preferred: Top Choice for Groceries and Gas
As grocery prices rise due to inflation, the AMEX Blue Cash Preferred card stands out for cash back. It offers 6% back on groceries at eligible U.S. supermarkets, which is one of the highest rates available. It also provides 3% cash back on gas and transit, making it a solid pick for those with high grocery and fuel costs.
- 6% cash back on groceries and U.S. streaming services.
- 3% cash back on gas and transit.
- $250 back after spending $3,000 in the first 6 months (subject to credit approval).
- Not ideal for Costco shoppers, as AMEX cards are no longer accepted there.
For families or individuals driving often, the AMEX Blue Cash Preferred is one of the best options for maximizing everyday spending.
The Bottom Line
Combining the AMEX Platinum for travel and the Blue Cash Preferred for groceries and gas offers a strong two-card strategy. For active military members, the AMEX Platinum offers amazing benefits for travel, especially with the waived annual fee. If you want to maximize cash back on groceries, gas, and streaming, the Blue Cash Preferred provides 6% cash back, making it a great option for everyday expenses. Whether you’re active military or a civilian, the right card combination can make a significant difference in your finances.