Investing in mutual funds has become easier with the rise of digital platforms that allow users to start SIPs, invest lump sums, track portfolios and redeem investments through a single app. Many platforms also provide access to direct mutual funds, helping investors avoid distributor commissions and potentially improve long-term returns.
Here are six popular mutual fund apps available in India in 2026.
What are direct mutual funds?
Since 2013, SEBI has required every mutual fund scheme to offer two variants:
- Direct plans
- Regular plans
Direct plans allow investors to invest directly with the fund house without intermediaries. Because no distributor commission is involved, expense ratios are lower and returns can be marginally higher over long periods.
The difference in returns between direct and regular plans can range from around 0.25% to 1%, which can compound into a significant amount over time.
1. Groww
Groww is among the largest investment platforms in India and offers commission-free direct mutual funds.
Key features
- User-friendly interface
- Portfolio tracking and return analysis
- Lists of top funds across categories
- Investment insights and financial news
- Direct mutual funds with no commission
Google Play downloads: 10 million+
Play Store rating: 4.3/5
2. ET Money
ET Money offers mutual fund investing along with personal finance and expense management tools.
Key features
- SIP and lump-sum investments
- ELSS tax-saving funds
- Expense tracking
- Portfolio management
Google Play downloads: 5 million+
Play Store rating: 4.5/5
3. myCAMS
myCAMS acts as a single platform for investing across multiple fund houses.
Key features
- Portfolio view across AMCs
- Purchase, redemption and switch facilities
- SIP setup
- Future transaction scheduling
- PIN and pattern login options
Google Play downloads: 1 million+
Play Store rating: 4.3/5
4. KFinKart
KFinKart provides access to several mutual fund schemes and portfolio management tools.
Key features
- Single-view portfolio tracking
- Family folio management
- Investment in NFOs
- SIP registration and modification
- One-touch login
Google Play downloads: 1 million+
Play Store rating: 4.3/5
5. Zerodha Coin
Zerodha Coin offers access to direct mutual funds through the Zerodha ecosystem.
Key features
- More than 3,000 direct mutual funds
- Coverage across 34 AMCs
- Capital gains statements
- XIRR and return analysis
- Demat holding of mutual fund units
Google Play downloads: 1 million+
Play Store rating: 4.0/5
6. Paytm Money
Paytm Money provides direct mutual fund investments without transaction charges.
Key features
- SIP automation
- Portfolio tracking
- Regular-to-direct switch facility
- Data protection and privacy
- Investment monitoring tools
Google Play downloads: 10 million+
Play Store rating: 3.8/5
Other mutual fund apps
A few additional platforms available to investors include:
- Scripbox
- Kuvera
- FundsIndia
- Goalwise
- Sqrrl
- IPRU Touch
- InvesTap
- HDFC MFMobile
- EasyApp by Axis Mutual Fund
- FinGo by Aditya Birla Sun Life Mutual Fund
Frequently Asked Questions
Is it safe to invest through mutual fund apps?
Yes. Mutual fund platforms operate under SEBI regulations and follow security standards designed to protect investors and transactions.
Which app is best for mutual funds?
Popular choices include:
- Groww
- Zerodha Coin
- ET Money
- Paytm Money
- Kuvera
- myCAMS
- Scripbox
The right platform depends on an investor’s requirements and preferences.
Which app is suitable for SIP investments?
Apps such as:
- Groww
- Zerodha Coin
- ET Money
- Paytm Money
allow investors to start, modify and pause SIPs easily.
How can investors withdraw money?
Investors can redeem units through the app. The amount is generally credited to the linked bank account after processing. Exit loads and taxes may apply depending on the scheme and holding period.
Can SIPs be stopped?
Yes. Most platforms allow investors to:
- Pause SIPs
- Stop SIPs
- Restart SIPs later
through the app itself.
Is there a penalty for withdrawing mutual funds?
There is no penalty, but some schemes charge an exit load if units are redeemed before a specified period.
What happens if equity mutual funds are redeemed before one year?
Gains from equity mutual funds redeemed within 12 months are treated as short-term capital gains and are taxed accordingly.
TL;DR:
Groww, ET Money, myCAMS, KFinKart, Zerodha Coin and Paytm Money are among the popular mutual fund apps in India in 2026. These platforms offer direct mutual fund investments, SIP facilities and portfolio tracking features.
AI Summary:
- Six popular mutual fund apps have been highlighted for 2026.
- Direct plans help investors avoid distributor commissions.
- Groww and Paytm Money each have over 10 million downloads.
- Zerodha Coin offers access to more than 3,000 direct funds.
- Most apps provide SIP, redemption and portfolio tracking features.
