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Buy, Sell, or Hold? What Investors Should Know About Palantir

Palantir Stock: Buy, Sell, or Hold?

Palantir Technologies (NASDAQ: PLTR) has taken a hit recently, falling over 31% from its highs, despite still being up 264% in the past year.

  • With the stock pulling back and uncertainty brewing, many investors are questioning whether it’s time to buy the dip, hold tight, or cut losses.
  • Let’s break down the key factors shaping Palantir’s outlook right now.

Is DOGE good or bad news for Palantir?

A major concern is how Elon Musk’s Department of Government Efficiency (DOGE) and potential spending cuts will affect Palantir’s core business.

  • The U.S. government remains Palantir’s largest client, making up 42% of total revenue, primarily through defense contracts.
  • The company had started gaining traction again as agencies embraced AI-powered platforms pre-DOGE, but things may be shifting.

The White House has proposed cutting the Department of Defense budget by 8% annually over five years, which could reduce funding by nearly $300 billion.

  • That scale of reduction could directly pressure Palantir’s growth, especially if cost-saving solutions are prioritized over premium analytics platforms.

While CEO Alex Karp has publicly supported DOGE, calling the initiative “thrilling,” his share-selling activity paints a more cautious picture.

  • Karp changed his 10b5-1 selling plan in December and can now resume stock sales post-cooling-off period.
  • Meanwhile, co-founder Stephen Cohen sold 3.75 million shares, worth $310 million, as soon as his window opened, raising eyebrows about insider confidence.

This mix of public optimism and private selling creates uncertainty — especially as government funding remains a central part of Palantir’s business model.


Strong growth meets steep valuation

Outside government contracts, Palantir is gaining momentum in the commercial sector, driven by its AI operating system strategy.

  • Instead of building AI models itself, Palantir focuses on creating software to deploy and manage AI workflows.
  • The company uses AI boot camps to onboard clients and help them apply AI to mission-critical areas.

Many new customers are still in the proof-of-concept stage, but the pipeline shows potential.

  • If Palantir can scale these projects into full production, commercial revenue could significantly grow.

However, the valuation remains a sticking point.

  • Despite the recent drop, Palantir trades at a forward price-to-sales (P/S) ratio of 53.
  • That’s extremely high, even for a high-growth SaaS company — particularly one that grew revenue by 36% year over year last quarter.

Investors need to ask: does the growth rate justify the premium price tag?


Insider selling raises caution

The timing of insider sales is always worth noting, especially during periods of market volatility.

  • Both Karp and Cohen adjusted their selling plans and acted quickly once allowed to sell shares.
  • Although legal and pre-planned, the scale of Cohen’s $310 million sale sends a message that some insiders may view current prices as lofty.

These actions could signal a lack of confidence in near-term upside or simply prudent diversification.

  • Either way, it’s a potential red flag when paired with other market headwinds.

Verdict: Is Palantir a buy, sell, or hold?

Palantir remains a high-potential business with solid technology and growing interest in both government and commercial sectors.

  • But given the rich valuation, ongoing executive selling, and uncertainty around defense spending, the stock looks overpriced at current levels.

For now, Palantir is a hold — not a buy.

  • While it’s not necessarily a sell unless your risk tolerance is low, I’d wait for a major pullback, ideally a 50% drop, before getting interested.

In short, Palantir is a great company at the wrong price — for now.

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