Shares of ESAF Small Finance Bank Ltd are likely to remain in focus after the lender reported that its total business crossed the ₹50,000 crore mark.
According to a regulatory filing, total business stood at ₹50,029 crore as of June 11, 2026.
The figure includes ₹26,197 crore of deposits and ₹23,832 crore of gross advances.
The advances number excludes netting off loans sold under the Inter-Bank Participation Certificate (IBPC) mechanism.
Deposit and loan mix
The bank’s business remains balanced between deposits and lending.
Business composition:
- Deposits: ₹26,197 crore
- Gross advances: ₹23,832 crore
- Total business: ₹50,029 crore
Deposits account for nearly 52.4 percent of total business.
Advances contribute about 47.6 percent.
Network spans 26 States and Union Territories
ESAF Small Finance Bank has continued to expand its physical presence.
As of June 11, 2026, the bank had:
- 816 branches and banking outlets
- Presence across 26 States and Union Territories
The network serves customers in both urban and rural markets.
ESAF Small Finance Bank has a market capitalisation of around ₹1,450.86 crore.
Shares were trading at ₹28.19, up 6.06 percent during the session.
Stock performance:
- Five-day gain: 1.04%
- One-month decline: 1.47%
- 52-week high: ₹36
- 52-week low: ₹20
Why the milestone matters
Crossing the ₹50,000 crore business mark marks an important milestone for the lender.
The growth reflects the bank’s efforts to expand both its deposit base and loan book.
A strong deposit franchise helps reduce dependence on wholesale funding and supports liquidity, while advances provide visibility into future interest income.
About ESAF Small Finance Bank
Incorporated in 1992, ESAF Small Finance Bank Ltd offers a range of financial services.
These include:
- Microfinance
- Retail banking
- Corporate banking
- Treasury operations
- Para-banking services
- Debit card services
- Third-party financial product distribution
- Foreign exchange business permitted under regulations
The bank has built its franchise around financial inclusion and has gradually diversified its offerings.
TL;DR
ESAF Small Finance Bank’s total business crossed ₹50,000 crore as of June 11, 2026. Deposits stood at ₹26,197 crore and gross advances at ₹23,832 crore, while the bank’s network expanded to 816 outlets across 26 States and Union Territories.
AI summary
- ESAF Small Finance Bank reported total business of ₹50,029 crore.
- Deposits stood at ₹26,197 crore.
- Gross advances were ₹23,832 crore.
- The bank operates 816 branches and outlets.
- Shares rose more than 6 percent during the session.
