SIP Inflows Hit Record ₹27,269 Crore in June, Signaling Growing Investor Trust in Mutual Funds
All-time high monthly SIP collections, rising new account registrations, and robust equity flows highlight maturing investor confidence in India.
SIPs Reach New High: A Closer Look at June 2025 Trends
Systematic Investment Plan (SIP) inflows touched a record ₹27,269 crore in June 2025, according to data from the Association of Mutual Funds in India (AMFI).
- This milestone was driven by 86.4 million active SIP accounts, reflecting strong and steady retail participation.
- SIP Assets Under Management (AUM) rose to ₹15.3 lakh crore from ₹14.6 lakh crore in May, underscoring the long-term wealth-building potential of mutual funds.
Key Drivers: Discipline, Trust, and Market Optimism
- Discipline: Consistent monthly SIP flows signal a growing preference for regular, automated investing among Indian savers.
- Market Confidence: AMFI’s Venkat Chalasani notes this reflects deeper trust in mutual funds and belief in India’s growth story, with positive cues for the broader equity markets.
- Mature Investors: Even as market volatility causes some caution, more investors are shifting toward hybrid and arbitrage funds, demonstrating a balanced approach to risk.
Notable Flows and Account Activity
- New SIP Registrations: 6.2 million new SIPs started in June (up from 5.9 million in May).
- Discontinuations: The number of SIPs discontinued rose slightly to 4.8 million from 4.3 million in May—suggesting that while some investors exit, more are joining than leaving.
- Net Inflows: Overall open-ended scheme inflows jumped 66% from May to ₹49,302 crore, though still below April’s extraordinary ₹2.78 lakh crore.
Small- and Mid-Caps Lead the Way
- According to SAMCO Mutual Fund’s Viraj Gandhi, small-cap and mid-cap funds continue to attract more inflows than large-caps, highlighting investor conviction in India’s growth segments.
- The robust SIP growth and sustained equity momentum are fueling hopes of reaching the ₹100 lakh crore mutual fund industry AUM target sooner.
What Does This Mean for Investors?
- SIPs offer a simple, disciplined way to build wealth—regardless of market ups and downs.
- Growing inflows reflect rising confidence in equity markets, even as investors show a preference for diversification and risk management.
- As of June-end, the mutual fund industry’s AUM stands at ₹74.40 lakh crore, with SIPs forming the backbone of retail participation.
