The Reserve Bank of India (RBI) recently announced a new UPI 123Pay initiative to make it easier for “40 crore” feature phone users to complete the digital payments process without an internet connection. Here’s what you need to know about the latest feature.
The Unified Payments Interface (UPI) 123Pay service allows a user to instantly transfer money. With this feature, one can make a variety of transactions using different methods. NPCI’s official site lists several methods of payment that include using IVR (Interactive Voice Response) numbers, apps on feature phones, missed call-based approaches, and proximity sound-based approaches.
123Pay lets users pay for FAST Tags for vehicles, and other utility bills. You can also check the balance of your UPI account using your registered mobile number. NPCI has also announced a helpline number, which can be used to call at any time in a day. Users can simply visit www-digisaathi.info or call on 14431 and 1800 891 3333 to check for digital payments and other queries.
How to make UPI payments without internet connection
The process to make UPI payments is pretty simple and one just needs to follow a few steps. For this, one will have to use the UPI 123Pay feature, which is available through IVR service. Users will be required to link their phone number and bank account, after which they can set a UPI pin as well for safety purposes. Keep reading to know more about it.
Step 1: The first step is to dial a phone number “08045163666.” Once you do that, you will be asked to select a language to make the payment process easier.
Step 2: Now, press ‘1’ number on your phone’s keypad, which will let you transfer money.
Step 3: Once completed, you will be asked to select a bank that is paired with UPI. After this, users will again have to press ‘1’ number on their phone’s keypad to confirm the details.
Step 4: Simply tap again on ‘1’ to transfer money, then enter your mobile number and confirm the transaction.
Step 5: Enter the amount that you want to transfer and your UPI pin that you set for transactions.